/* ================================================================
   Finanzboost — finanzboost.com
   Design: Landing Page Option 2a "Brand-Motive"
   ================================================================ */

/* ---- Fonts (self-hosted, DSGVO-konform) ---- */
@font-face {
  font-family: "Montserrat";
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url("../assets/fonts/montserrat-var.woff2") format("woff2");
}

/* ---- Brand-Tokens ---- */
:root {
  --green: #064e3b;
  --green-dark: #053d2e;
  --gold: #FDE68A;
  --cyan: #2EC4C4;
  --offwhite: #F9F7F2;
  --green-72: rgba(6, 78, 59, .72);
  --green-50: rgba(6, 78, 59, .5);
  --green-12: rgba(6, 78, 59, .12);
  --offwhite-72: rgba(249, 247, 242, .72);
  --offwhite-08: rgba(249, 247, 242, .08);
  --font: "Montserrat", system-ui, -apple-system, "Segoe UI", sans-serif;
}

/* ---- Reset / Base ---- */
*, *::before, *::after { box-sizing: border-box; }

body {
  margin: 0;
  background: var(--offwhite);
  color: var(--green);
  font-family: var(--font);
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }

a:focus-visible {
  outline: 3px solid var(--cyan);
  outline-offset: 3px;
  border-radius: 6px;
}

.wrap {
  max-width: 1240px;
  margin: 0 auto;
}

/* ---- Header (grüne Leiste, Logo links) ---- */
.site-header {
  background: var(--green);
}

.site-header .wrap {
  display: flex;
  align-items: center;
  padding: 9px 56px;
}

.site-header img {
  height: 46px;
  width: auto;
  display: block;
}

/* ---- Hero ---- */
.hero {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 16px;
  padding: 52px 40px 44px;
}

.hero h1 {
  margin: 0;
  font-weight: 800;
  font-size: clamp(30px, 5.5vw, 48px);
  line-height: 1.15;
  letter-spacing: -1px;
}

.hero h1 mark {
  background: var(--gold);
  color: inherit;
  padding: 2px 12px;
  border-radius: 10px;
  -webkit-box-decoration-break: clone;
  box-decoration-break: clone;
}

.hero p {
  margin: 0;
  max-width: 620px;
  font-weight: 500;
  font-size: 17px;
  line-height: 1.6;
  color: var(--green-72);
}

.hero p strong {
  font-weight: 700;
  color: var(--green);
}

/* ---- Panel-Grid ---- */
.panels {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  padding: 0 56px 64px;
}

.panel {
  background: var(--green);
  border-radius: 22px;
  padding: 34px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  min-height: 380px;
  color: var(--offwhite);
  transition: transform .25s ease, box-shadow .25s ease;
}

.panel:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 36px rgba(6, 78, 59, .28);
}

.panel-body {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.panel-title {
  font-weight: 700;
  font-size: 28px;
  line-height: 1.2;
}

.panel-desc {
  font-weight: 400;
  font-size: 15px;
  line-height: 1.55;
  color: var(--offwhite-72);
}

.panel-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--offwhite);
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  line-height: 1;
  padding: 16px 0;
  border-radius: 12px;
  margin-top: auto;
}

.desc-short, .panel-arrow, .icon { display: none; }

/* ---- Brand-Motive (Desktop-Grafiken) ---- */
.art {
  height: 120px;
  display: flex;
  padding: 4px;
}

/* Depot: Balken-Chart */
.art-depot {
  align-items: flex-end;
  gap: 8px;
  padding: 8px 4px;
}

.art-depot span {
  width: 18px;
  border-radius: 5px;
}

.art-depot span:nth-child(1) { height: 30px;  background: rgba(253, 230, 138, .45); }
.art-depot span:nth-child(2) { height: 48px;  background: rgba(253, 230, 138, .6); }
.art-depot span:nth-child(3) { height: 66px;  background: rgba(253, 230, 138, .75); }
.art-depot span:nth-child(4) { height: 86px;  background: var(--gold); }
.art-depot span:nth-child(5) { height: 106px; background: var(--cyan); }

/* Girokonto: Girocard */
.art-giro { align-items: center; }

.art-giro .card {
  width: 160px;
  height: 100px;
  background: var(--gold);
  border-radius: 14px;
  padding: 14px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 8px 8px 0 rgba(46, 196, 196, .35);
}

.art-giro .chip {
  width: 30px;
  height: 22px;
  background: rgba(6, 78, 59, .85);
  border-radius: 5px;
}

.art-giro .lines {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.art-giro .lines span {
  height: 6px;
  border-radius: 3px;
}

.art-giro .lines span:nth-child(1) { width: 80px; background: rgba(6, 78, 59, .4); }
.art-giro .lines span:nth-child(2) { width: 52px; background: rgba(6, 78, 59, .25); }

/* Tagesgeld: %-Kreis */
.art-zins {
  align-items: center;
  position: relative;
}

.art-zins .halo {
  position: absolute;
  left: 54px;
  top: 14px;
  width: 88px;
  height: 88px;
  border-radius: 50%;
  background: rgba(46, 196, 196, .35);
}

.art-zins .coin {
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 40px;
  line-height: 1;
  color: var(--green);
  position: relative;
}

/* ---- Trust-Streifen ---- */
.trust {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  padding: 0 56px 64px;
}

.trust-item {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding-left: 18px;
  border-left: 3px solid var(--gold);
}

.trust-title {
  font-weight: 700;
  font-size: 16px;
  line-height: 1.3;
}

.trust-text {
  font-weight: 400;
  font-size: 14px;
  line-height: 1.55;
  color: var(--green-72);
}

/* ---- Social-Kanäle ---- */
.socials {
  padding: 0 56px 72px;
}

.socials h2 {
  margin: 0 0 26px;
  font-weight: 800;
  font-size: clamp(22px, 3.5vw, 32px);
  line-height: 1.2;
  letter-spacing: -.5px;
}

.social-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.social-card {
  background: #fff;
  border: 1px solid var(--green-12);
  border-radius: 18px;
  padding: 24px 28px;
  display: flex;
  align-items: center;
  gap: 16px;
  transition: border-color .2s ease, box-shadow .2s ease;
}

.social-card:hover {
  border-color: var(--green);
  box-shadow: 0 8px 24px rgba(6, 78, 59, .10);
}

.social-card svg {
  width: 38px;
  height: 38px;
  flex: none;
  color: var(--green);
}

.social-name {
  font-weight: 700;
  font-size: 18px;
  line-height: 1.2;
}

.social-chevron {
  margin-left: auto;
  font-weight: 700;
  font-size: 18px;
  line-height: 1;
  color: var(--green-50);
}

/* ---- Footer ---- */
.site-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-top: 1px solid var(--green-12);
  padding: 22px 56px;
  font-weight: 500;
  font-size: 12px;
  line-height: 1;
  color: var(--green-50);
}

.site-footer nav {
  display: flex;
  gap: 20px;
}

.site-footer a:hover { color: var(--cyan); }

/* ================================================================
   Vergleichsseiten (Template: depot / girokonto / tagesgeld)
   ================================================================ */
.stand {
  font-weight: 600;
  font-size: 13px;
  letter-spacing: .3px;
  color: var(--green-50);
}

/* Testsieger-Karte */
.cmp-winner { padding: 14px 56px 22px; }

.winner-card {
  position: relative;
  background: var(--green);
  color: var(--offwhite);
  border-radius: 24px;
  padding: 40px 44px;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 44px;
}

.winner-badge {
  position: absolute;
  top: -14px;
  left: 44px;
  background: var(--gold);
  color: var(--green);
  font-weight: 700;
  font-size: 13px;
  line-height: 1;
  letter-spacing: 1px;
  padding: 9px 16px;
  border-radius: 99px;
}

.winner-main {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.provider {
  display: flex;
  align-items: center;
  gap: 16px;
}

.provider-logo {
  width: 64px;
  height: 64px;
  border-radius: 14px;
  flex: none;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 24px;
  background: rgba(249, 247, 242, .1);
  color: var(--gold);
  overflow: hidden;
}

.provider-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.provider-name {
  display: block;
  font-weight: 700;
  font-size: 30px;
  line-height: 1.15;
}

.provider-rank {
  font-weight: 600;
  font-size: 14px;
  line-height: 1.3;
  color: var(--cyan);
}

.winner-text {
  margin: 0;
  font-weight: 400;
  font-size: 16px;
  line-height: 1.6;
  color: rgba(249, 247, 242, .78);
}

.winner-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--gold);
  color: var(--green);
  font-weight: 700;
  font-size: 16px;
  line-height: 1;
  padding: 18px 36px;
  border-radius: 12px;
  margin-top: auto;
  align-self: flex-start;
  transition: transform .2s ease, box-shadow .2s ease;
}

.winner-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, .25);
}

.winner-facts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.fact-tile {
  background: rgba(249, 247, 242, .07);
  border-radius: 14px;
  padding: 18px 20px;
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.fact-label {
  font-weight: 600;
  font-size: 12px;
  line-height: 1;
  letter-spacing: 1px;
  color: rgba(249, 247, 242, .55);
}

.fact-value {
  font-weight: 700;
  font-size: 21px;
  line-height: 1.2;
  color: var(--gold);
}

/* Alternativen-Karten */
.cmp-alts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  padding: 0 56px 14px;
}

.alt-card {
  background: #fff;
  border: 1px solid var(--green-12);
  border-radius: 20px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.alt-card .provider-logo {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: var(--green);
  font-size: 20px;
}

.alt-card .provider-name { font-size: 22px; line-height: 1.2; }

.alt-card .provider-rank {
  color: var(--green-50);
  font-size: 13px;
}

.alt-text {
  margin: 0;
  font-weight: 400;
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--green-72);
}

.alt-facts {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-weight: 500;
  font-size: 14px;
  line-height: 1.4;
}

.alt-fact {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  border-bottom: 1px solid rgba(6, 78, 59, .08);
  padding-bottom: 8px;
}

.alt-fact:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.alt-fact .k { color: var(--green-50); }
.alt-fact .v { font-weight: 700; }

.alt-cta {
  display: block;
  text-align: center;
  border: 2px solid var(--green);
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  line-height: 1;
  padding: 14px 0;
  border-radius: 12px;
  margin-top: auto;
  transition: background .2s ease, color .2s ease;
}

.alt-cta:hover {
  background: var(--green);
  color: var(--offwhite);
}

/* *Werbelink-Auflösung direkt unter den Karten */
.adnote {
  margin: 0;
  padding: 0 56px 48px;
  font-weight: 400;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(6, 78, 59, .55);
}

.adnote a {
  color: inherit;
  text-decoration: underline;
}

.adnote a:hover { color: var(--green); }

/* Schritte-Band */
.cmp-h2 {
  margin: 0;
  font-weight: 800;
  font-size: clamp(21px, 3vw, 30px);
  line-height: 1.25;
  letter-spacing: -.5px;
  text-align: center;
}

.cmp-h2 mark {
  background: var(--gold);
  color: inherit;
  padding: 1px 10px;
  border-radius: 8px;
  -webkit-box-decoration-break: clone;
  box-decoration-break: clone;
}

.cmp-steps {
  background: #fff;
  border-top: 1px solid rgba(6, 78, 59, .1);
}

.cmp-steps .wrap {
  padding: 56px;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.step {
  display: flex;
  flex-direction: column;
  gap: 8px;
  background: var(--offwhite);
  border-radius: 16px;
  padding: 26px;
}

.step-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--green);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 18px;
  line-height: 1;
  flex: none;
}

.step-body {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.step-title {
  font-weight: 700;
  font-size: 18px;
  line-height: 1.3;
}

.step-text {
  font-weight: 400;
  font-size: 14px;
  line-height: 1.55;
  color: var(--green-72);
}

/* Mini-FAQ */
.cmp-faq {
  width: 100%;
  max-width: 760px;
  margin: 0 auto;
  padding: 52px 24px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.cmp-faq .cmp-h2 { margin-bottom: 0; }

.faq-item {
  background: #fff;
  border: 1px solid var(--green-12);
  border-radius: 14px;
  padding: 20px 24px;
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  font-size: 16px;
  line-height: 1.3;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-icon {
  color: var(--cyan);
  font-size: 22px;
  line-height: 1;
  flex: none;
  transition: transform .2s ease;
}

.faq-item[open] .faq-icon { transform: rotate(45deg); }

.faq-item p {
  margin: 12px 0 0;
  font-weight: 400;
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--green-72);
}

/* Tooltip (ⓘ): Desktop öffnet per Hover, Mobile per Tap —
   nativ ohne JS über eine unsichtbare Checkbox im <label> */
.tip {
  position: relative;
  display: inline-block;
  vertical-align: middle;
  cursor: pointer;
}

.tip-check {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
  margin: 0;
}

.tip-icon {
  width: 17px;
  height: 17px;
  border: 1.5px solid currentColor;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 11px;
  line-height: 1;
  font-style: normal;
  opacity: .65;
  transition: opacity .15s ease;
}

.tip:hover .tip-icon,
.tip-check:checked ~ .tip-icon { opacity: 1; }

.tip-check:focus-visible ~ .tip-icon {
  outline: 3px solid var(--cyan);
  outline-offset: 2px;
}

.tip-pop {
  display: none;
  position: absolute;
  bottom: calc(100% + 10px);
  right: -10px;
  z-index: 30;
  width: min(280px, 76vw);
  background: var(--green-dark);
  color: var(--offwhite);
  border: 1px solid rgba(249, 247, 242, .18);
  border-radius: 10px;
  padding: 12px 14px;
  font-weight: 400;
  font-size: 12.5px;
  line-height: 1.55;
  letter-spacing: 0;
  text-align: left;
  text-transform: none;
  box-shadow: 0 10px 24px rgba(0, 0, 0, .25);
}

.tip-check:checked ~ .tip-pop { display: block; }

/* Hover nur auf Geräten, die wirklich hovern können (PC) */
@media (hover: hover) {
  .tip:hover .tip-pop { display: block; }
}

.fact-label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.fact-value,
.alt-fact .v {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

/* Desktop: linke Kacheln im 2er-Grid öffnen den Popover nach rechts statt links
   (Mobile braucht das nicht — dort ist der Popover viewport-zentriert) */
@media (min-width: 721px) {
  .winner-facts .fact-tile:nth-child(odd) .tip-pop {
    right: auto;
    left: -10px;
  }

  /* Alternativen-Karten: „Für wen"-Text reserviert immer 2 Zeilen,
     damit die Fakten-Zeilen beider Karten auf einer Linie liegen —
     auch wenn ein Text kürzer ist */
  .alt-text { min-height: calc(1.55em * 2); }
}

/* Cross-Links zu den anderen Vergleichen */
.cmp-cross { padding: 4px 56px 64px; }

.cmp-cross .cmp-h2 {
  text-align: left;
  margin-bottom: 22px;
}

.cross-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
}

.cross-card {
  background: var(--green);
  color: var(--offwhite);
  border-radius: 18px;
  padding: 24px;
  display: flex;
  align-items: center;
  gap: 16px;
  transition: transform .25s ease, box-shadow .25s ease;
}

.cross-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 28px rgba(6, 78, 59, .28);
}

.cross-icon {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  background: var(--offwhite-08);
  display: flex;
  align-items: center;
  justify-content: center;
  flex: none;
}

.cross-icon.depot {
  align-items: flex-end;
  gap: 4px;
  padding: 10px 0;
}

.cross-icon.depot span { width: 8px; border-radius: 2px; }
.cross-icon.depot span:nth-child(1) { height: 14px; background: rgba(253, 230, 138, .55); }
.cross-icon.depot span:nth-child(2) { height: 24px; background: var(--gold); }
.cross-icon.depot span:nth-child(3) { height: 34px; background: var(--cyan); }

.cross-icon.giro .card {
  width: 34px;
  height: 23px;
  background: var(--gold);
  border-radius: 5px;
  display: flex;
  align-items: flex-start;
  padding: 4px;
}

.cross-icon.giro .chip {
  width: 8px;
  height: 6px;
  background: rgba(6, 78, 59, .85);
  border-radius: 1.5px;
}

.cross-icon.zins .coin {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 17px;
  line-height: 1;
  color: var(--green);
}

.cross-body {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.cross-title {
  font-weight: 700;
  font-size: 19px;
  line-height: 1.2;
}

.cross-desc {
  font-weight: 400;
  font-size: 13px;
  line-height: 1.45;
  color: var(--offwhite-72);
}

.cross-arrow {
  font-weight: 700;
  font-size: 18px;
  line-height: 1;
}

@media (max-width: 720px) {
  .cmp-winner { padding: 12px 20px 16px; }

  .winner-card {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 26px 22px 22px;
    border-radius: 20px;
  }

  .winner-badge {
    top: -12px;
    left: 20px;
    font-size: 11px;
    padding: 7px 12px;
  }

  .provider-logo {
    width: 48px;
    height: 48px;
    border-radius: 11px;
    font-size: 19px;
  }

  .provider-name { font-size: 21px; }
  .provider-rank { font-size: 12px; }
  .winner-text { font-size: 13.5px; }

  .winner-facts { gap: 8px; }
  .fact-tile { border-radius: 11px; padding: 12px 14px; gap: 3px; }
  .fact-label { font-size: 10px; letter-spacing: .5px; }
  .fact-value { font-size: 15px; }

  .winner-cta {
    align-self: stretch;
    padding: 16px 0;
    font-size: 15px;
  }

  .cmp-alts {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 0 20px 10px;
  }

  .alt-card { border-radius: 16px; padding: 20px; gap: 12px; }
  .alt-card .provider-logo { width: 44px; height: 44px; border-radius: 10px; font-size: 16px; }
  .alt-card .provider-name { font-size: 18px; }
  .alt-facts { font-size: 13px; }

  .adnote { padding: 0 20px 36px; font-size: 11px; }

  .cmp-steps .wrap { padding: 32px 20px; gap: 16px; }

  .steps-grid { grid-template-columns: 1fr; gap: 10px; }

  .step {
    flex-direction: row;
    align-items: flex-start;
    gap: 14px;
    border-radius: 14px;
    padding: 16px 18px;
  }

  .step-num { width: 32px; height: 32px; font-size: 15px; }
  .step-body { gap: 2px; }
  .step-title { font-size: 15px; }
  .step-text { font-size: 12.5px; }

  .cmp-faq { padding: 32px 20px; gap: 12px; }
  .faq-item { border-radius: 12px; padding: 16px 18px; }
  .faq-item summary { font-size: 14px; }
  .faq-item p { font-size: 13px; }

  .cmp-cross { padding: 0 20px 40px; }
  .cross-grid { grid-template-columns: 1fr; gap: 14px; }

  .tip-icon { width: 15px; height: 15px; font-size: 10px; }

  /* Mobile: Popover zentriert im Viewport statt am Icon verankert —
     kann nie aus dem Bildschirm laufen, egal wo das ⓘ sitzt */
  .tip-pop {
    position: fixed;
    left: 50%;
    right: auto;
    bottom: auto;
    top: 50%;
    transform: translate(-50%, -50%);
    width: min(300px, 86vw);
    font-size: 13px;
    padding: 14px 16px;
  }
}

/* ================================================================
   Unterseiten (Platzhalter)
   ================================================================ */
.sub-main {
  display: flex;
  justify-content: center;
  padding: 52px 24px 72px;
}

.sub-panel {
  background: var(--green);
  color: var(--offwhite);
  border-radius: 22px;
  padding: 48px 40px;
  max-width: 620px;
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 16px;
  text-align: center;
  align-items: center;
}

.sub-panel h1 {
  margin: 0;
  font-weight: 800;
  font-size: clamp(26px, 4.5vw, 38px);
  line-height: 1.2;
  letter-spacing: -.5px;
}

.sub-panel p {
  margin: 0;
  font-weight: 400;
  font-size: 16px;
  line-height: 1.6;
  color: var(--offwhite-72);
}

.sub-back {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--offwhite);
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  line-height: 1;
  padding: 16px 28px;
  border-radius: 12px;
  margin-top: 10px;
}

.legal-main {
  max-width: 720px;
  margin: 0 auto;
  padding: 40px 24px 72px;
}

.legal-main h1 {
  font-weight: 800;
  font-size: clamp(26px, 4.5vw, 38px);
  letter-spacing: -.5px;
  margin: 0 0 24px;
}

.legal-main p {
  font-weight: 400;
  font-size: 16px;
  line-height: 1.7;
  color: var(--green-72);
}

.legal-main h2 {
  font-weight: 700;
  font-size: 20px;
  line-height: 1.3;
  margin: 32px 0 10px;
}

.legal-main ul {
  margin: 0 0 16px;
  padding-left: 22px;
}

.legal-main li {
  font-weight: 400;
  font-size: 16px;
  line-height: 1.7;
  color: var(--green-72);
  margin-bottom: 6px;
}

.legal-main li strong,
.legal-main p strong {
  font-weight: 700;
  color: var(--green);
}

/* ================================================================
   Mobile (≤ 720px) — Row-Cards wie im 2a-Mobile-Frame
   ================================================================ */
@media (max-width: 720px) {
  .site-header .wrap { padding: 7px 20px; }
  .site-header img { height: 38px; }

  .hero {
    gap: 12px;
    padding: 32px 24px 26px;
  }

  .hero h1 { letter-spacing: -.5px; }
  .hero h1 mark { padding: 1px 8px; border-radius: 8px; }
  .hero p { font-size: 14px; }

  .panels {
    display: flex;
    flex-direction: column;
    gap: 14px;
    padding: 0 20px 32px;
  }

  .panel {
    flex-direction: row;
    align-items: center;
    gap: 16px;
    border-radius: 18px;
    padding: 22px;
    min-height: 0;
  }

  .panel:hover { transform: none; box-shadow: none; }

  .art, .panel-cta, .desc-long { display: none; }

  .icon {
    display: flex;
    width: 58px;
    height: 58px;
    border-radius: 14px;
    background: var(--offwhite-08);
    align-items: center;
    justify-content: center;
    flex: none;
  }

  .panel-body {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 3px;
  }

  .panel-title {
    font-size: 19px;
    margin-top: 0;
  }

  .panel-desc { font-size: 13px; line-height: 1.45; }
  .desc-short { display: inline; }

  .panel-arrow {
    display: block;
    font-weight: 700;
    font-size: 18px;
    line-height: 1;
  }

  /* Mobile-Icons */
  .icon-depot {
    align-items: flex-end;
    gap: 4px;
    padding: 10px 0;
  }

  .icon-depot span { width: 8px; border-radius: 2px; }
  .icon-depot span:nth-child(1) { height: 14px; background: rgba(253, 230, 138, .55); }
  .icon-depot span:nth-child(2) { height: 24px; background: var(--gold); }
  .icon-depot span:nth-child(3) { height: 34px; background: var(--cyan); }

  .icon-giro .card {
    width: 34px;
    height: 23px;
    background: var(--gold);
    border-radius: 5px;
    display: flex;
    align-items: flex-start;
    padding: 4px;
  }

  .icon-giro .chip {
    width: 8px;
    height: 6px;
    background: rgba(6, 78, 59, .85);
    border-radius: 1.5px;
  }

  .icon-zins .coin {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 17px;
    line-height: 1;
    color: var(--green);
  }

  .trust {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 4px 20px 36px;
  }

  .trust-text { font-size: 13px; }

  .socials { padding: 8px 20px 44px; }
  .socials h2 { margin-bottom: 18px; }

  .social-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .social-card { padding: 18px 22px; }
  .social-card svg { width: 30px; height: 30px; }
  .social-name { font-size: 16px; }

  .site-footer {
    flex-direction: column;
    gap: 10px;
    align-items: center;
    padding: 20px;
    font-size: 11px;
  }

  .site-footer nav { gap: 16px; }
  .footer-socials { display: none; }

  .sub-panel { padding: 36px 24px; }
}

@media (prefers-reduced-motion: reduce) {
  .panel { transition: none; }
  .panel:hover { transform: none; }
}